Our Top “MVP” Preferred Lenders:
1. The #DreamTeam for your #DreamHome!
Garrett Custom Homes has formed strategic alliances with some of DFW’s most aggressive and professional lenders. Offering affordable new homes with great amenities isn’t enough for us or our clients. It is critical that we have the right #MortgagePro partners in place to serve your needs. Our VIP lender is Nestor and the MFS “Dream Team”! They are “the stuff Dream Mortgage Professionals are made of”! Whether you need the best rate to accompany your large initial investment or you seek a zero down payment mortgage, our VIP Lender have all the programs available you qualify for.
They can help first time home buyers, veterans, investors, and even folks that have blemished credit. All of our new home builds are eligible for FHA, Conventional, and VA. Additionally, most of our communities are eligible for USDA. Simply get in touch with Nestor and his team by doing an online/mobile application to let their finance team go to work for you!
Some typical programs:
- Down Payment Assistance Programs – affiliated with some of the State of Texas’ greatest first time home buyer programs, and down payment assistance. Down payment assistance can be used towards your down payment and/or closing costs. Various levels and percentage of assistance is available depending on your situation.
- Conventional– this program generally requires a minimum of 5% down and a 620 or greater credit score.
- FHA– this program requires a minimum of 3.5% down, and a 580 or greater credit score. Loan limits are determined geographically.
- USDA– this program requires zero down, and a minimum 620 credit score. Income and geographical restrictions apply.
- VA– for vets that qualify this program requires zero down requires a 580 credit score.
- Jumbo Loans and Second Liens
- PORTFOLIO LOAN – 2ND CHANCE FINANCING AVAILABLE!– Credit scores are not the only determining factor in getting approved for a home mortgage. Bankruptcies, foreclosures, tax liens, judgments, and recent derogatory credit are all relevant to the approval process. For those that do not meet the credit score requirements, you may qualify for our portfolio loan program. Complete our on-line application to get on the path to home ownership today!